Kisan Card Cash Withdrawal Methods
Kisan Card Cash Withdrawal Methods: The Punjab Government has launched Phase 2 of the Kisan Card Scheme with several major improvements. These updates are specially focused on simplifying the withdrawal process for farmers so they can easily access and utilize their interest-free loan amounts.
This article explains the latest cash withdrawal methods introduced in 2025, including step-by-step usage of PSO petrol pumps, registered agriculture dealers, and ATMs across Pakistan.
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| Feature | Details |
|---|---|
| Program Name | Kisan Card |
| Loan Limit | 300,000 |
| Purpose Of Loan | Purchase of seeds, fertilizers, pesticides, diesel, emergency cash for transport, labor, etc. |
| New Methods | PSO Pumps, Agri Dealers, BOP ATMs |
| Inputs Purchase | Use card at 3,350+ registered dealers |
| Cash Via ATM | Withdraw up to 30% from Bank of Punjab ATMs |
| Documents | CNIC, Kisan Card, Registered Mobile Number |
| Conditions | Only for farming use, use registered outlets only |
| Helplines |
BOP helpline: 042-111-267-200 Agricultural helpline: 0800-17000 Or visit nearest tehsil agriculture office |
What Is New In the Kisan Card Scheme Phase 2 In 2025?
In Phase 2, the Kisan Card program has expanded its features to offer farmers faster loan processing, digital access, and easier withdrawal options. The government has made the system more farmer-friendly by addressing the problems faced during Phase 1.
Now farmers can access loans of up to 300,000, benefit from quick digital processing, and use the loan not only for seeds and fertilizers but also for diesel and emergency cash needs.
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Why New Withdrawal Methods Were Introduced
Earlier, farmers had to visit BOP with limited vendors, which caused delays, travel costs, and accessibility problems. In response to these challenges, Phase 2 has introduced new withdrawal options. These new methods offer convenience and reduce waiting time, allowing farmers to focus on their work without financial stress.
The three latest withdrawal methods are:
- PSO petrol pumps for diesel purchase
- Registered agriculture dealers for seeds, fertilizers, pesticides
- ATMs across Pakistan for cash withdrawal up to 30% of loan
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Step-By-Step Diesel Purchase Process Through PSO Petrol Pumps
To help farmers easily purchase diesel, the government has partnered with PSO petrol stations. Over 100 authorized PSO pumps in Punjab allow farmers to buy diesel directly using their Kisan Card. This facility ensures that farmers can fuel their tractors and water pumps.
Withdrawal Process:
- Visit any nearby authorized PSO petrol station.
- Show your CNIC and Kisan Card at the pump.
- The operator will swipe the card through a POS device.
- Confirm how much diesel you need.
- The payment is deducted directly from your loan balance.
- Diesel will be given, and you’ll receive a receipt.
This method saves time, eliminates cash handling, and ensures fair pricing.
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How To Purchase Agriculture Products From Registered Agriculture Dealers?
Farmers can now buy seeds, fertilizers, pesticides, and tools from over 3,350 registered agriculture dealers using the Kisan Card. You have to follow the given steps to withdraw payment
Steps to follow when using this method:
- Find a registered dealer near your area
- Go to the dealer with your original CNIC and Kisan Card.
- Tell them what you need as seeds or fertilizers.
- The dealer will use a POS machine to deduct the payment.
- You will receive the products along with a receipt showing your balance and applied subsidy.
This method automatically applies government subsidies and helps farmers avoid unverified or blacklisted dealers.
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Kisan Card Cash Withdrawal Process Through ATM
In Phase 2, farmers are now allowed to withdraw up to 30% of their total loan amount in cash from BOP ATM across Pakistan. This facility is extremely useful for covering emergency needs such as labor wages, transport, and unexpected expenses.
To withdraw cash from an ATM:
- Visit any ATM machine, preferably Bank of Punjab.
- Insert your Kisan Card and enter the PIN.
- Check your loan balance.
- Withdraw up to 30% of your total loan amount.
- Collect the receipt for your records.
This feature gives farmers flexibility and helps them handle urgent financial needs quickly and easily.
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Conditions to Use New Withdrawal Methods In 2025
While these methods offer great convenience, farmers must follow certain rules to avoid penalties or disqualification from future programs. These guidelines help maintain fairness and prevent misuse of funds. It is important for every farmer to stay updated and use the scheme responsibly.
Important conditions include:
- Kisan Card must be activated and linked to the Bank of Punjab.
- Only registered PSO pumps and dealers should be used.
- Stay within allowed withdrawal limits.
- Maintain receipts and digital records of all transactions.
- Avoid using the card for non-farming purposes.
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Required Documents For Withdrawal or Purchase Products
Farmers need to carry the correct documents to use their Kisan Card at PSO pumps, dealers, or ATMs. Without these, they may not be able to complete the transaction successfully. These documents help in identity verification and smooth processing. These documents are given below
- Original CNIC
- Punjab Kisan Card
- Mobile number registered with the card
These documents ensure secure and verified use of your card for any type of withdrawal or purchase.
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How to Get Help if You Face Any Problem with the Kisan Card
In case of issues like failed transactions, wrong subsidy deduction, or dealer fraud, farmers can easily contact support centers for quick resolution. The government has set up helplines and local offices to assist farmers in resolving any problems. Farmers should not hesitate to report any misuse or problem they face while using their Kisan Card.
- Bank of Punjab Kisan Card Helpline: 042-111-267-200
- Punjab Agriculture Helpline: 0800-17000
- Nearest Tehsil Agriculture Office
Final Words
The new cash withdrawal options introduced in the 2025 Phase 2 of the Punjab Kisan Card Scheme have made it much easier for farmers to access funds and buy farming essentials. Whether it is through PSO pumps, dealers, or ATMs, the entire system now supports the farmer’s convenience.
By offering multiple withdrawal methods, subsidies, and digital access, the Punjab Government has taken an important step toward improving the lives of small and medium farmers across the province. Farmers are encouraged to take full advantage of these options and follow the rules for successful use of the scheme.
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FAQS
What are the new withdrawal methods introduced in Kisan Card Phase 2?
Farmers can withdraw funds through Bank ATMs, PSO pumps, and registered agriculture dealers for ease and accessibility.
How much cash can a farmer withdraw using an ATM?
Farmers can withdraw up to 30% of their total loan amount in cash using a Bank of Punjab ATM.
What can farmers purchase from registered agriculture dealers?
They can buy seeds, fertilizers, pesticides, and tools with automatic subsidy application via the Kisan Card.
What documents are required to use the Kisan Card?
Original CNIC, Punjab Kisan Card, and the registered mobile number are necessary for any transaction.
Where can farmers go for help if they face issues?
Farmers can contact BOP or Agriculture Helplines or visit the nearest Tehsil Agriculture Office for support.